INCOME ANNUITY ESTIMATE
See what guaranteed retirement income could look like.
Answer a few simple questions and get an illustrative estimate of how much monthly income an annuity might provide.
WHY CONSIDER ONE
Why an income annuity?
An income annuity can provide the confidence of a steady paycheck in retirement — for life or a set period — and can play a role in reducing portfolio risk, adding tax advantages, and protecting a legacy.
1
Predictable income
Turn a lump sum into a steady stream of payments you can count on, month after month.
2
Income for life
Choose a lifetime option and payments continue as long as you live — guaranteed by the issuing insurer.
3
Retire with confidence
Cover essential expenses with reliable income, so market ups and downs matter a little less.
ESTIMATOR
Fixed income annuity estimator
Income annuity estimator. Answer a few questions to see an illustrative estimate of monthly retirement income. Figures are hypothetical, not a quote.
Figures are hypothetical, for illustrative and educational purposes only, generated by a simplified model that does not reflect current rates, taxes, fees, or specific product features. They are not an offer or quote and not a guarantee of future income. Guarantees are backed by the claims-paying ability of the issuing insurer; annuities are not FDIC insured, are not bank deposits or obligations, and vary by state and product. Not all products are available in all states. Consult a licensed ePro Associates advisor and review the annuity contract before deciding.
Ready to see real numbers?
Talk with a licensed ePro annuity specialist for objective guidance and current quotes tailored to your goals — with no obligation.
No obligation · Licensed agents
Good to know
Frequently asked questions
What is an income annuity?
An income annuity is a contract with an insurance company: you pay a lump sum, and in return the insurer pays you a stream of income — either starting right away (immediate) or at a future date (deferred). It's designed to turn savings into predictable retirement income.
How is my payout amount determined?
Real payouts depend on your premium, your age when income begins, how long you defer, the payout option you choose, current interest rates, and the issuing insurer's pricing. Because rates move, the same premium can produce different income at different times. This estimator gives a rough illustration only.
What does "lifetime" versus "fixed period" mean?
A lifetime option pays as long as you live, no matter how long that is. A fixed-period option pays for a set number of years. Adding features like a "10-year certain" or a joint option (covering a spouse) provides more protection but typically lowers the monthly amount.
Are the payments guaranteed?
Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company — not by ePro Associates or any bank. They are not FDIC insured. Choosing a highly rated insurer is part of the guidance a licensed agent provides.
Can I get my money back after purchase?
Income annuities generally have no cash value once issued — the initial investment usually can't be withdrawn or refunded. That's why it's important to review the details with a licensed agent before purchasing.
Important: The figures produced by this estimator are hypothetical, are for illustrative and educational purposes only, do not reflect an offer or quote from any insurer, and are not guarantees of future income. They are generated by a simplified model and do not account for taxes, fees, specific product features, or current market rates. Your actual results will vary.
All guarantees are subject to the terms and conditions of the contract and are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuity products are not FDIC insured, are not deposits or obligations of, or guaranteed by, any bank, and are subject to terms that vary by state and product. Not all products are available in all states. Please consult a licensed ePro Associates agent and the annuity contract for complete details before making any decision.
Still have questions?
A short, no-pressure conversation can show you exactly what the right annuity for you.
Licensed agents · No obligation · Coverage tailored to your desired retirement